Tim retired from the US Coast Guard in 1999 but started his financial services career in 1994. Tim, like many of us, was ignorant about how money worked and relied on “Insurance Professionals”, to educate him and his wife Lori on the aspects of insurance and investments. In 1994, Tim saw the light and it didn't look good. His “investments” where just glorified life insurance policies. Once you peeled back the cover, it was just over priced life insurance. Tim vowed never to get taken again and figured the best way for that to happen was to learn all he could and get licensed. The years have gone by and Tim now has clients all over the United States, with many of these clients being members of the Coast Guard Tim was stationed with. His knowledge of how insurance really works and how the financial markets operate, allows Tim and his team to design a plan that is sound and works for your situation.
Tim supervises offices in Virginia, West Virginia and Indiana. If you live in West Virginia, Indiana or the Shenandoah Valley of VA and want a closer advisor, Tim can put you in contact with one of these professionals for the same personal experience.
Tim does not work “normal” office hours and understands that not everyone is able to contact him during normal business hours and makes himself available when you are available. Week-ends, evenings, if he answers his phone it’s a good time to talk. He usually meets his clients at their home or place of business. Tim has maintained the philosophy that it's your money and you should meet with him where you feel the most comfortable.